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One of the more point-blank questions we always ask 30under30 applicants is, "Have you ever been lucky, punk?" Lachy Groom knows a bit about luck: it's taken him from Perth all the way to the rough-n-tumble Silicon Valley hotbed -- and "Dirty Harry" Callahan's own home town -- of San Francisco. At last count, Groom has had six businesses to his credit, three of which sold before he was even 18. He currently oversees Cardnap, a web aggregator -- the largest of its kind, by his reckoning -- dedicated to second-hand gift cards.